February, 2010
Tips to Protect Yourself from Debt Collectors
Stress from Debt Collectors
Anyone who is in debt knows that a debt collector is capable of bringing more stress than the debt itself brings. Such practices are not a habit with these people. These people may have purchased your debt from the original lender at a lower price and are now trying to recover the ...
Using different coupons
The things I suggest
I know people who think that using coupons makes them look cheap. Sometimes many people feel like the coupon isn’t worth the few pennies they will save. When you know how to use coupons you will save a lot.
Choosing Coupons
Sometimes people feel like coupons don’t help them much. It may be easier ...
Four things your bank forgets to tell you
Banks are still on the hunt for prey
Many major banks have been making the news more recently; this is due to their bad gambling predictions regarding mortgages and their overall poor mismanagement. It would be a very bad generalization and inaccurate to blame all banks for their wrongdoing. The larger banks have been predators preying ...
Managing Money for Household Expenses
Incomes Dropping
Many people have been complaining over the past year that incomes are dropping. This is the truth for those with jobs. There are others who are facing job losses and living on unemployment benefits. Expenses have not dropped but incomes have. The increase in expenses is a fact, which we have to live with. ...
401(k)s may not cover all retirees needs
Retirees May Need Personal Loans in Addition to 401(k)s
Consumers may need personal loans to manage through retirement if they aren’t careful with their 401(k) accounts. A 401(k) account allows a working person to save for retirement, invest the savings and defer taxes until after retirement when, in most cases, the account holder’s income will be ...
